I. Name and address of the person responsible and the data protection officer

The person responsible within the meaning of the General Data Protection Regulation (DSGVO) is:

Baris Kredit
Freier Platz 7
CH-8200 Schaffhausen

Telefon: +41 (0) 52 62 40 476
E-Mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

The company data protection officer of Baris Kredit is under the o. Address, to Mr. Baris, or at This email address is being protected from spambots. You need JavaScript enabled to view it. reachable.

II. General information about data processing

• Extent of processing of personal data
  Our processing of personal data of our users is limited to the data required to provide a functioning website and our content and services. The processing of personal data of our users takes place only for the purposes agreed with them or if another legal basis exists (in the sense of the DSGVO). Only those personal data are collected which are actually necessary for the performance and execution of our tasks and services or which you have voluntarily provided to us.
• Your rights (Affected rights)
  You have the right to request information about your personal data processed by us. In particular, you may provide information about the processing purposes, the categories of personal data, the categories of recipients to whom your data has been disclosed or the planned storage period, the right of rectification, deletion, restriction of processing or opposition, data transmission, the The origin of your data, if not collected from us, and the existence of automated decision-making including profiling.
  You also have the right to withdraw any consent to use your personal information at any time.
  If you believe that the processing of your personal data by us conflicts with the applicable data protection regulations, you have the opportunity to complain to the Data Protection Office.
• Transfer to third parties
  Your data will be handed over to our partners (third parties) as far as the order processing requires. If we pass on data to external service providers, technical and organizational measures are taken to ensure that the disclosure is in accordance with the legal provisions of data protection. If you voluntarily provide us with personal or company-related data, we will not use, process or pass on this data beyond what is permitted by law or provided by you through a declaration of consent. In addition, we only pass on your data to external service providers insofar as this is necessary for the execution of the contract and they have agreed to the respective confidentiality and due diligence provisions. In addition, we will only pass on your data if we are legally obliged to do so by official or court orders.

III. Description and scope of data processing

1. Server log files

The website provider automatically collects and stores information that your browser automatically transmits to us in "server log files". These are:

• Browser type and browser version
• Operating system used
• Referrer URL
• Host name of the accessing computer
• Time of the server request
• IP address

We will store this information for a maximum of 14 months. Storage is for data security reasons to ensure the stability and reliability of our system.

Google Analytics

This website uses Google Analytics, a web analytics service. It is operated by Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA. Google Analytics uses so-called "cookies". These are text files that are stored on your computer and that allow an analysis of the use of the website by you. The information generated by the cookie about your use of this website is usually transmitted to a Google server in the USA and stored there. Google Analytics cookies are stored based on Art. 6 (1) (f) DSGVO. The website operator has a legitimate interest in analyzing user behavior to optimize both its website and its advertising.

Browser plugin

You can prevent these cookies being stored by selecting the appropriate settings in your browser. However, we wish to point out that doing so may mean you will not be able to enjoy the full functionality of this website. You can also prevent the data generated by cookies about your use of the website (incl. your IP address) from being passed to Google, and the processing of these data by Google, by downloading and installing the browser plugin available at the following link: https://tools.google.com/dlpage/gaoptout?hl=en .

Objecting to the collection of data

You can prevent the collection of your data by Google Analytics by clicking on the following link. An opt-out cookie will be set to prevent your data from being collected on future visits to this site: Disable Google Analytics.

For more information about how Google Analytics handles user data, see Google's privacy policy: https://support.google.com/analytics/answer/6004245?hl=en.

Outsourced data processing

We have entered into an agreement with Google for the outsourcing of our data processing and fully implement the strict requirements of the German data protection authorities when using Google Analytics.

Demographic data collection by Google Analytics

This website uses Google Analytics' demographic features. This allows reports to be generated containing statements about the age, gender, and interests of site visitors. This data comes from interest-based advertising from Google and third-party visitor data. This collected data cannot be attributed to any specific individual person. You can disable this feature at any time by adjusting the ads settings in your Google account or you can forbid the collection of your data by Google Analytics as described in the section "Refusal of data collection".

2. Cookies

We use cookies on our website to make our offer user-friendly. Cookies are small files that your browser creates automatically and that are stored on your device (laptop, tablet, smartphone, etc.) when you visit our site. The cookies are stored until you delete them. This will allow us to recognize your browser the next time you visit.
If you do not want this, you can set up your browser to notify you of cookies and allow you to do so on a case-by-case basis. We point out, however, that deactivation will mean that you will not be able to use all functions of our website.
The legal basis for the data processed by cookies is Article 6 (1) sentence 1 lit. f DSGVO. The cookies remain valid until the termination of your browser session (termination of the program) and are then deleted by your browser.

3. Contact and and loan application form

If you fill out any of our forms or send us an e-mail or any other electronic message, your details will only be stored for the purpose of processing the request, possibly related further questions and will only be used in the request.
Legal basis for processing Your request is Art. 6 para. 1 sentence 1 lit. b DSGVO.
We will save your e-mail address after completion of your request until further notice.

4. Plugins and Tools

Google Web Fonts

For uniform representation of fonts, this page uses web fonts provided by Google. When you open a page, your browser loads the required web fonts into your browser cache to display texts and fonts correctly.

When you call up a page of our website that contains a social plugin, your browser makes a direct connection with Google servers. Google thus becomes aware that our web page was accessed via your IP address. The use of Google Web fonts is done in the interest of a uniform and attractive presentation of our website. This constitutes a justified interest pursuant to Art. 6 (1) (f) DSGVO.

If your browser does not support web fonts, a standard font is used by your computer.

Further information about handling user data, can be found at https://developers.google.com/fonts/faq and in Google's privacy policy at https://www.google.com/policies/privacy/.

Google Maps

This site uses the Google Maps map service via an API. It is operated by Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA.

To use Google Maps, it is necessary to save your IP address. This information is generally transmitted to a Google server in the USA and stored there. The provider of this site has no influence on this data transfer.

The use of Google Maps is in the interest of making our website appealing and to facilitate the location of places specified by us on the website. This constitutes a justified interest pursuant to Art. 6 (1) (f) DSGVO.

Further information about handling user data, can be found in the data protection declaration of Google at https://www.google.de/intl/de/policies/privacy/.

Google reCAPTCHA

We use "Google reCAPTCHA" (hereinafter "reCAPTCHA") on our websites. This service is provided by Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA ("Google").

reCAPTCHA is used to check whether the data entered on our website (such as on a contact form) has been entered by a human or by an automated program. To do this, reCAPTCHA analyzes the behavior of the website visitor based on various characteristics. This analysis starts automatically as soon as the website visitor enters the website. For the analysis, reCAPTCHA evaluates various information (e.g. IP address, how long the visitor has been on the website, or mouse movements made by the user). The data collected during the analysis will be forwarded to Google.

The reCAPTCHA analyses take place completely in the background. Website visitors are not advised that such an analysis is taking place.

Data processing is based on Art. 6 (1) (f) DSGVO. The website operator has a legitimate interest in protecting its site from abusive automated crawling and spam.

For more information about Google reCAPTCHA and Google's privacy policy, please visit the following links: https://www.google.com/intl/de/policies/privacy/ and https://www.google.com/recaptcha/intro/android.html.

IV. Data security

We will use the common HTTPS method within the website visit, in conjunction with the highest level of encryption supported by your browser. Whether a single page of our website is transmitted in encrypted form can be recognized by the closed representation of the key or lock symbol in the address bar of your browser.
In addition, we use other suitable technical and organizational security measures to protect your data against accidental or deliberate manipulation, partial or total loss, destruction or against unauthorized access by third parties.
Our security measures are constantly being improved in line with technological developments.